Kimberly Kramer, the Compassionate Attorney

FREE CONSULTATION

Every bankruptcy is different. Let us customize a solution for you.

We Handle All Types of Bankruptcies – 18 Years Experience

Repossession or Foreclosure

We can stop foreclosure on your house or repossession of your vehicle.

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Creditor Harrassment

Tired of annoying debt collectors calling? We can stop those pesky phone calls that you dread to hear.

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Wage Garnishment

Frustrated with burdensome wage garnishments? We will get you the solution to stop wage garnishments.

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Unemployment Penalties

We have solutions to unemployment penalties & restore your financial stability.

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Drowning in debt? Unsure of how to get out?

Our experienced team, led by legal bankruptcy expert Kimberly Kramer, will guide you through the bankruptcy process and help you get back on stable financial ground.

Don’t struggle alone! Let Kimberly Kramer help you get out of debt and regain your financial freedom. Our firm has over a decade of experience in counseling struggling clients through financial turmoil, and can help you too. Many people do not realize the numerous options available to escape debt, like Chapter 7 or Chapter 13 bankruptcy petitions.

Contact our firm today and set up a free office consultation to explore these options and decide which is right for you. With our legal expertise, you CAN overcome debt and enjoy life again!

Contact Us!
(989) 282-3500

Location Next to Court House

Convenient Location

We are right next to the courthouse where your case will be heard & filed. Call Kimberly Kramer for a fast filing! If you are in one of the below counties the Bay City Bankruptcy Courthouse is where your case will be heard.

Bay City Bankruptcy Courthouse Serving Counties:
Alcona, Alpena, Arenac, Bay, Cheboygan, Clare, Crawford, Gladwin, Gratiot, Huron, Iosco, Isabella, Midland, Montmorency, Ogemaw, Oscoda, Otsego, Presque Isle, Roscommon, Saginaw, and Tuscola.

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Location Next to Court House

Convenient Location

We are right next to the courthouse where your case will be heard & filed. Call Kimberly Kramer for a fast filing! If you are in one of the below counties the Bay City Bankruptcy Courthouse is where your case will be heard.

Bay City Bankruptcy Courthouse Serving Counties:
Alcona, Alpena, Arenac, Bay, Cheboygan, Clare, Crawford, Gladwin, Gratiot, Huron, Iosco, Isabella, Midland, Montmorency, Ogemaw, Oscoda, Otsego, Presque Isle, Roscommon, Saginaw, and Tuscola.

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What the People are Saying

  • Thank you so much for being patient through my husbands slow time at work and then his lay off. I wish I could of paid you sooner. You made the whole process very painless. I will definitely recommend you to anyone I come across that might need your services. Thanks again!

    Maurie R
  • Thank you very much. I will send people to you. You are very good and a person you can trust and very nice person.

    Sara K
  • I want to thank you very much for all the work you have done on my behalf. I recently received your notice to me stating that the court has accepted my plan. This was not very easy for me. I have worked very hard all my life. Hopefully, this economy will not tank any further, and I will be able to keep working steadily. I am looking forward to a “fresh start” for the new year. Thanks again for all your hard work on my behalf.

    Jeffrey W
  • Can’t thank you enough for all your help. You’re the best!

    Chuck F
  • Doug & I want to thank you many times over for being so kind and generous. You just don’t know how much this will help us out! You were so easy to talk to. Bless your family.

    Doug & Joann C
  • Just wanted to say, thank you, for all your help. And your staff was very nice and helpful. Thank you

    Antonia R
  • Thank you for all you’ve done for us. We’ve been able to relax and enjoy the season without worry or stress.

    Neil K
  • Kim, Jeff and I are so grateful for everything you have done for us. We will never forget your kindness when we were at our lowest. Thank you honey. Love Always.

    Rose G

Our clients depend on us and we are dedicated to every case. See how we have helped these clients.

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