Bankruptcy Lawyers Saginaw MI

Have you fallen behind on your mortgage or have been crushed with credit card debt? Kimberly Kramer, the compassionate Bankruptcy Lawyer that can immediately assist you in matters of bankruptcy law.

For over three decades, our firm has been working closely with clients in Saginaw, MI and surrounding areas to help them file for debt relief and bankruptcy. If you feel you can’t take the pressure of one more day, immediate relief from creditor harassment is in sight. In the event you file a Chapter 7 or Chapter 13 petition, the court will issue an “Automatic Stay” order.

This will prohibit any further action by your creditors to collect their debts from you. The calls and bills will stop. You won’t have to worry about repossession of your car or foreclosure on your home and you will have the chance to get your finances back in order.

Every bankruptcy is different. Let us customize a solution for you. Take the first steps of regaining your financial freedom by contacting Kimberly Kramer, Attorney at Law PLC.

Bankruptcy Lawyer In Bay City

Our Bankruptcy Law Services Include:

  • Chapter 13
  • Chapter 7
  • Payment plans
  • Debt relief agency
  • Legal representation
  • Stop foreclosures
  • Unemployment penalties solutions
  • Stop wage garnishments
  • Stop auto repossessions
  • Stop creditor calls

I live in Saginaw MI where do I file for bankruptcy?

If you reside in Saginaw, Michigan and find yourself needing to file for bankruptcy, the process involves filing at the court located in Bay City, as Saginaw falls under the jurisdiction of the U.S. Bankruptcy Court for the Eastern District of Michigan. This requirement is due to the regional organization of the federal court system, which assigns specific filing locations for different areas.

Attorney Kimberly Kramer’s office is conveniently situated just five minutes from the courthouse. Consultations can be conducted over the phone, simplifying the process for you. During your free bankruptcy consultation, Kimberly will listen attentively to your concerns, provide you with valuable insights into the bankruptcy process, and offer guidance on the options available to you. She will take the time to explain each step of the bankruptcy proceedings in Eastern Michigan, ensuring that you have a clear understanding of what to expect. You can ask any questions you may have and receive honest and helpful answers to aid you in making informed decisions about your financial future. Together, you can work towards a fresh start and a brighter financial future. Let’s begin the conversation, call (989) 282-3500 or text (989) 341-2506 or start a live chat

Please call us today to schedule your free office consultation!

Contact Kimberly Kramer

What the People are Saying

5.0
Based on 381 reviews
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Sierra Giles
13:47 07 Jan 26
Kimberly Kramer was great! I was in over my head in debt. I was hesitant to file since I’ve always heard negative things about bankruptcy. After my consult with Kimberly, I walked out of her office feeling better already. The filing process was smooth and easy. I am so glad that I decided to go this route. I felt a huge waive of relief as soon as I filed. I would highly recommend her.
Nate Wachowiak
18:47 18 Nov 25
My experience with Kimberly's firm was extremely helpful! Very thorough. Helped me with any and all concerns. Helped me understand my situation and solution. Patient and down to earth with no judgements. Made it very easy on me beginning to end with very little homework. Because of her expertease and time, she saved me from a debit I was drowning in on top of a very difficult time in my life. Words can't explain the graditude and relief I now have! THANK YOU!
Kathryn Hatmaker
18:28 18 Nov 25
I wish I could give Kimberly 10 stars. She is so kind, and understanding. I feel like she could do her job with her eyes closed! She is so good at what she does. She truly is The Compassionate Lawyer. Her entire team is wonderful. They made what was a stressful overall situation- not stressful at all. She took the time to answer all my questions and concerns. I recommend her 100 %. Wish I would have found her sooner! But I’m so grateful she ended up taking my case. She is definitely worth waiting for!
Michaela Stirrett
18:18 18 Nov 25
Kimberly is amazing to work with. She responds in an excellent time frame and if she is not able to get back to you directly, her staff is willing to help get any answers as well. Any questions she was more than happy to answer and did to the best of her ability. She calmed any doubts and talked through the bankruptcy process and explained everything so we could understand. I highly recommend her as a lawyer.
Danelle Decorte
17:09 03 Sep 25
Kimberly Kramer was absolutely amazing throughout this entire experience. She was kind, considerate, and truly took the time to listen to our situation. Since this was all brand new to us, she patiently explained every detail and answered all of our questions. Her advice and guidance along the way were so helpful and reassuring.

Kimberly and her office staff were also excellent at communicating, always responding quickly to our questions and concerns. I would recommend Kimberly’s office 1000%—you will not be disappointed. She was such a pleasure to work with!
Allison stewart
18:01 08 May 25
Kimberly Kramer made filing for bankruptcy the easiest thing I have ever done. I had so much fear going into it but her and her team made it so easy. Everyone is amazing at what they do in her office. I would recommend her to everyone!!!
Joseph mcginnis
04:57 15 Apr 25
Kimberly Kramer and her office made the process very smooth. They were very professional and was very easy to talk to. they also answered all my questions in a timely manner.
Tammie Heffner
18:02 08 Apr 25
Thank you so much we learn something new even today that was so helpful and really appreciated all you have done to help us during this time in our life!!!!!
Samantha Rogers
18:30 03 Apr 25
10/10 recommend! She made the bankruptcy process easy and stress-free!
Caleb Tangeman
16:34 19 Mar 25
Process was painless and a huge weight off my chest!
cassandra johnson
10:23 18 Mar 25
I had the pleasure of having Kimberly Kramer as my attorney. She is a skilled professional and made this experience as easy as possible. Highly recommend!!
Rodney West
16:39 06 Mar 25
Jasmyne Jordan
23:41 20 Feb 25
Kimberly Kramer and her staff are beyond amazing, work fast, they get the job done. Leaves no question unanswered, no issue unresolved. I have been so stressed out with my financial situation and they have explained everything to me from start to finish, quick responses via phone and email. Thank you all sooooooo much I’m forever grateful!
Jeff Piecka
21:30 20 Feb 25
Kim Kramer is a fantastic attorney! She was ALWAYS honest and upfront regarding what to expect and she never tried to sugar coat anything. I would recommend Kim to anyone even considering Bankruptcy and let her give her professional opinion regarding your options.
Andy Bernelis
21:33 22 Jan 25
Very helpful and friendly staff, was a painless process all the way through. Thank you, Kimberly, Amber and Valerie!
Kristine Smith
23:24 19 Dec 24
Kimberly Kramer is excellent. I was so stressed when I went to see her I’m so glad she was able to help me. I would definitely tell people about her and I strongly recommend getting Kimberly to do your bankruptcy.
Lindsey Hanchett
17:49 16 Dec 24
I highly recommend Kimberly. She didn’t make me feel embarrassed or ashamed for going through rough times. She truly wants to help people.
Gregory Hanchett
16:37 16 Dec 24
100% recommend this place! They were very professional. Very compassionate. They got back with me very fast with every question and concerns I had. The whole process from start to finish was a big burden lifted. We even left the office with a couple hundred extra dollars that wasn’t expected, and very appreciated! Thanks again from the both of us!!
Bev Pearson
15:49 16 Dec 24
The staff are friendly and very fast to respond to any questions, concerns or issues we had a long the way. They made filing bankruptcy fast and with as little stress as possible.
Ashley Newell
17:35 12 Dec 24
Kimberly and her team really made this whole process as simplified as possible. The level of knowledge and compassion shown really eases your mental load and makes you feel heard and seen during a difficult time. I could not recommend them more!
fate83
20:00 10 Dec 24
She did amazing with my bankruptcy and helped me in a lot of ways. She’s also reasonable price and she’s good at working with you.
Maria Biggs
01:40 22 Nov 24
Kimberly Kramer and her staff are above and beyond fantastic! They were all amazing, knowledgeable and professional. Kimberly made the process so smooth and stress free. She is so understandable, compassionate and very attentive to her clients needs. I highly recommend her 100%.
Wendy Michelle
20:52 12 Nov 24
When I read the reviews about Kimberly Kramer Attorney here on Google, I knew SHE was who I needed to call. And she did not disappoint! I have officially joined the ranks of those who feared for their future when they walked in her office, BUT then were met with a confident, compassionate and capable human being who took all that fear away. I can't thank you enough for walking this mile with me. I have hope for my future again!!!
Jolene Piecka
22:06 04 Nov 24
Excellent preparation, advice, and focused action plan. Strong recommendations for Kimberly and her office staff!
Jenna VanWormer
15:18 19 Oct 24
Kimberly Kramer and her staff were amazing! Was a difficult time for me and they helped me through the process and made me feel comfortable and unashamed. Her personality is awesome and down to earth, made me feel welcomed and confident in a situation where I previously did not. Extremely grateful for Kimberly Kramer and her people! Highly recommend!
Diana Looney
19:48 26 Sep 24
Thank you Kimberly for helping me to know where I stand with filing for bankruptcy. You were honest and to the point and I appreciate that. I will highly recommend you in the future to anyone who needs a great attorney. Thank you ❤️
Karen Baughman
22:55 24 Sep 24
Kimberly was competent, kind & efficient throughout my entire, long process. Thank you.
Joe Smith
11:32 24 Sep 24
I highly recommend Kimberly Kramer ,Her and her staff were all very friendly and professional, they made what I thought was going to be a stressful and difficult situation, very easy and comfortable every step of the way ,especially in court. Thank you Kimberly and staff.
Karen Baughman
00:58 24 Sep 24
Marla Bates
01:56 11 Sep 24
Ms. Kramer was very nice and explained the procedure very efficiently. She really put me at ease to where I didn't have to worry or stress about anything. She took care of everything and answered any questions I had with certainty. She also followed up after every meeting to make sure I was satisfied and understood everything. I'd recommend her to anybody thinking about bankruptcy.
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