Kimberly Kramer, the Compassionate Attorney

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Accepting New Clients. We Can Handle Your Case at Our Office or by Telephone Conferencing.

FREE PHONE CONSULTATIONS (989) 282-3500

OR TEXT (989) 341-2506

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    We Handle All Types of Bankruptcies – 20 Years Experience

    Repossession or Foreclosure

    Repossession or Foreclosure

    We can stop foreclosure on your house or repossession of your vehicle.

    Creditor Harrassment

    Creditor Harrassment

    Tired of annoying debt collectors calling? We can stop those pesky phone calls that you dread to hear.

    Wage Garnishment

    Wage Garnishment

    Frustrated with burdensome wage garnishments? We will get you the solution to stop wage garnishments.

    Unemployment Penalties

    Unemployment Penalties

    We have solutions to unemployment penalties & restore your financial stability.

    Ask About Our Frontline Hero Discounts

    Nurses, EMT, Teachers, Police

    Nurse

    Drowning in debt? Unsure of how to get out?

    Our experienced team, led by legal bankruptcy expert Kimberly Kramer, will guide you through the bankruptcy process and help you get back on stable financial ground.

    Don’t struggle alone! Let Kimberly Kramer help you get out of debt and regain your financial freedom. Our firm has 20 years of experience in counseling struggling clients through financial turmoil, and can help you too. Many people do not realize the numerous options available to escape debt, like Chapter 7 or Chapter 13 bankruptcy petitions.

    Contact our firm today and set up a free office consultation to explore these options and decide which is right for you. With our legal expertise, you CAN overcome debt and enjoy life again!

    Contact Us! (989) 282-3500

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    Convenient Location

    We are right next to the courthouse where your case will be heard & filed. Call Kimberly Kramer for a fast filing! If you are in one of the below counties the Bay City Bankruptcy Courthouse is where your case will be heard.

    Bay City Bankruptcy Courthouse Serving Counties:
    Alcona, Alpena, Arenac, Bay, Cheboygan, Clare, Crawford, Gladwin, Gratiot, Huron, Iosco, Isabella, Midland, Montmorency, Ogemaw, Oscoda, Otsego, Presque Isle, Roscommon, Saginaw, and Tuscola.

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    What the People are Saying

    Over 300 Five Star Reviews

    5 Stars
    Diana LooneyDiana Looney
    19:48 26 Sep 24
    Thank you Kimberly for helping me to know where I stand with filing for bankruptcy. You were honest and to the point and I appreciate that. I will highly recommend you in the future to anyone who needs a great attorney. Thank you ❤️
    Karen BaughmanKaren Baughman
    22:55 24 Sep 24
    Kimberly was competent, kind & efficient throughout my entire, long process. Thank you.
    Joe SmithJoe Smith
    11:32 24 Sep 24
    I highly recommend Kimberly Kramer ,Her and her staff were all very friendly and professional, they made what I thought was going to be a stressful and difficult situation, very easy and comfortable every step of the way ,especially in court. Thank you Kimberly and staff.
    Karen BaughmanKaren Baughman
    00:58 24 Sep 24
    Marla BatesMarla Bates
    01:56 11 Sep 24
    Ms. Kramer was very nice and explained the procedure very efficiently. She really put me at ease to where I didn't have to worry or stress about anything. She took care of everything and answered any questions I had with certainty. She also followed up after every meeting to make sure I was satisfied and understood everything. I'd recommend her to anybody thinking about bankruptcy.
    Andrea DubyAndrea Duby
    15:18 10 Sep 24
    Hands down a great experience. In a stressful situation, Kimberly makes you feel very comfortable. She's understanding, compassionate and extremely knowledgeable. The entire process was made very easy because of who she is as a person and her level expertise. If you find yourself needing a lawyer, there is no one better.
    KARRIEKARRIE
    21:11 05 Sep 24
    Kim and her office staff are very organized and helpful. She really did provide five-star service and I would definitely use her again. I recommend her to anyone who is in need of a bankruptcy lawyer.
    Neil DeCaenNeil DeCaen
    15:22 30 Aug 24
    Kimberly Kramer was great, efficient and knowledgeable in our case. She is also willing to find another attorney to meet whatever your needs are. Couldn't ask for anyone better. Neil and Catherine DeCaen
    Sara GriffithSara Griffith
    15:56 19 Aug 24
    Therese BrownTherese Brown
    19:37 08 Aug 24
    Kimberly is a breath of fresh air! I was so scared to even think of bankruptcy, but she took the time to explain the whole legal process and even helped me to create a budget to live by. I can't thank her (or her staff) enough for helping me through the roughest time in my life. I felt the weight lifted off my shoulders immediately! Would highly recommend Kimberly Kramer and her legal team!
    michael McKinnonmichael McKinnon
    14:57 06 Aug 24
    Kimberly and her staff were great available to ask questions and easy to understand response aesy to work with and they care about there clients A+ for sure thank you
    Amanda LopezAmanda Lopez
    04:50 02 Aug 24
    Kim and her staff were friendly and helpful from the beginning. She made the process so easy and stress free. They were always willing to answer questions and explain everything every step of the way. If anyone is looking for great representation Kimberly is the way to go. I highly recommend her.
    SamanthaSamantha
    10:59 23 Jul 24
    I searched for an attorney for a long time to help me with my complicated Ch 7 case. From the start, Kimberly was kind and patient. She never once judged me and she made me feel calm and I knew instantly I was in good hands. Kimberly was extremely responsive to any questions I had. I would highly recommend Kimberly and her firm to anyone!! I can’t thank her enough for everything she did to help me get through a very tough time in my life.
    shani rasorshani rasor
    15:08 09 Jul 24
    Kimberley has been an absolute godsend. I was in desperate need, and other law offices I contacted were fairly rigid in their pricing. Kimberley’s office was the only one who offered a realistic payment plan. She and her staff were always available to answer any of my questions, they made the steps to filing incredibly easy, and I felt supported through the entire process. If anyone is in need of a bankruptcy attorney, I wouldn’t send them anywhere else but here.
    Aline FosterAline Foster
    14:59 09 Jul 24
    Very happy with the services I got from Kimberly, very professional and she made the process very easy. Great personality too. Would recommend her to anyone.
    karen fryskekaren fryske
    18:23 25 Jun 24
    Kimberly is a wonderful person to have in my life. She's a great listener and very knowledgeable. She treats you like you matter and to her you do. I really enjoyed having her for my lawyer and I now think of her as a friend. I would recommend her to everyone who needs.She's great!
    Jennifer FaeJennifer Fae
    01:36 14 Jun 24
    Thank you Kimberly! Because of Mrs. Kramer I am able to breathe again. After my vehicle broke down and another $12,000 to fix it, I had to file. Kimberly was with me the whole way. If you need to file bankruptcy I 100% recommend Kimberly!
    Richard EddyRichard Eddy
    01:08 12 Jun 24
    Kimberly was helpful, very direct with the judge. Definitely excellent at her job. Very efficient,
    Nicole BoughnerNicole Boughner
    18:22 11 Jun 24
    Kimberly and office staff were amazing in helping us navigate through all of the bankruptcy. Everyone was friendly and down to earth. Fast responses to any questions I had. Would highly recommend.
    J OrdiwayJ Ordiway
    17:22 11 Jun 24
    Chantal FormanChantal Forman
    23:20 05 Jun 24
    I should have contacted this woman a couple years ago! I was so afraid to go through with this and thought it would be a horrible mess. With Kimberly's help, this process was so so smooth and stress free. She's also amazingly helpful and doesn't make you feel ashamed of yourself, along with her staff. She makes you feel comfortable, and I loved her personality, it felt like I had known her my whole life! I have NEVER, in years, feel as relieved as I do now. I definitely recommend her, you will NOT REGRET it! So, thank you Kimberly Kramer, for helping me be able to start over with a fresh start as a single parent and get all of this weight off my shoulders. I feel like a brand new me.
    Erica AlexanderErica Alexander
    17:57 04 Jun 24
    tacara goodwinetacara goodwine
    17:36 04 Jun 24
    Kimberly Kramer and her staff were very nice and helpful to me during my case. I appreciate her so much and she helped me and guided me in every aspect that needed to be fulfilled. I really enjoyed the service and she’s very outspoken, funny, and truthful. I truly recommend her to help you if you need it 😊
    Scott WeidmanScott Weidman
    19:56 30 May 24
    She is a very good attorney! She is willing to answer questions any time and makes you feel comfortable. She is friendly and none judgmental while helping us tremendously!
    Keith BoyneKeith Boyne
    13:13 29 May 24
    Kimberly Kramer's office is easy to work with! They treat you like person, not just another client. They respond quickly, know the laws and do a GREAT job. I would highly recommend this office.
    Terry WhyteTerry Whyte
    18:58 24 May 24
    Loretta BradeLoretta Brade
    12:33 23 May 24
    If you are looking for an attorney who will be there for you day or night, I highly recommend Kimberly Kramer. When I had questions, no matter the time of day, she reached out with answers and made me feel at ease about the whole process. She makes it very comfortable to talk about your situation and she worked thru the bind I was in and made my future look promising. I would recommend Kimberly Kramer to anyone who is struggling financially, she is there for you.
    Bob KohnBob Kohn
    11:27 23 May 24
    Highly recommend! I thought it was going to be a stressful experience but they made everything go smoothly. Everyone in the office is so kind and helpful! Thank you so much!!!
    Jeremy HubbleJeremy Hubble
    15:48 02 May 24
    If anyone is looking for the best bankruptcy attorney Kim is awesome she definitely knows the business and is very upfront and honest about every aspect of the process!!! Thanks again for all your help Kim ..
    Josh SchlederJosh Schleder
    12:02 02 May 24
    Kim is amazing, she is straight forward about everything. Kim makes sure your well educated on everything that is going on, definitely recommend kim to anyone needing great bankruptcy lawyer.
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