Repossession or Foreclosure
We can stop foreclosure on your house or repossession of your vehicle.
Kimberly Kramer, the Bay City Compassionate Attorney
Accepting New Clients. We Can Handle Your Case at Our Office or by Telephone Conferencing.
FREE PHONE CONSULTATIONS (989) 282-3500
OR TEXT (989) 341-2506
We Handle All Types of Bankruptcies – 26 Years Experience
Creditor Harrassment
Tired of annoying debt collectors calling? We can stop those pesky phone calls that you dread to hear.
Wage Garnishment
Frustrated with burdensome wage garnishments? We will get you the solution to stop wage garnishments.
Unemployment Penalties
We have solutions to unemployment penalties & restore your financial stability.
Ask About Our Frontline Hero Discounts
Nurses, EMT, Teachers, Police
Drowning in debt? Unsure of how to get out?
Our experienced team, led by legal bankruptcy expert Kimberly Kramer, will guide you through the bankruptcy process and help you get back on stable financial ground.
Don’t struggle alone! Let Kimberly Kramer help you get out of debt and regain your financial freedom. Our firm has 20 years of experience in counseling struggling clients through financial turmoil, and can help you too. Many people do not realize the numerous options available to escape debt, like Chapter 7 or Chapter 13 bankruptcy petitions.
Contact our firm today and set up a free office consultation to explore these options and decide which is right for you. With our legal expertise, you CAN overcome debt and enjoy life again!
Convenient Location
We are right next to the courthouse where your case will be heard & filed. Call Kimberly Kramer for a fast filing! If you are in one of the below counties the Bay City Bankruptcy Courthouse is where your case will be heard.
Bay City Bankruptcy Courthouse Serving Counties:
Alcona, Alpena, Arenac, Bay, Cheboygan, Clare, Crawford, Gladwin, Gratiot, Huron, Iosco, Isabella, Midland, Montmorency, Ogemaw, Oscoda, Otsego, Presque Isle, Roscommon, Saginaw, and Tuscola.
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What the People are Saying
Over 300 Five Star Reviews
Kimberly Kramer made filing for bankruptcy the easiest thing I have ever done. I had so much fear going into it but her and her team made it so easy. Everyone is amazing at what they do in her office. I would recommend her to everyone!!!
Kimberly Kramer and her office made the process very smooth. They were very professional and was very easy to talk to. they also answered all my questions in a timely manner.
Thank you so much we learn something new even today that was so helpful and really appreciated all you have done to help us during this time in our life!!!!!
10/10 recommend! She made the bankruptcy process easy and stress-free!
I had the pleasure of having Kimberly Kramer as my attorney. She is a skilled professional and made this experience as easy as possible. Highly recommend!!
Kimberly Kramer and her staff are beyond amazing, work fast, they get the job done. Leaves no question unanswered, no issue unresolved. I have been so stressed out with my financial situation and they have explained everything to me from start to finish, quick responses via phone and email. Thank you all sooooooo much I’m forever grateful!
Kim Kramer is a fantastic attorney! She was ALWAYS honest and upfront regarding what to expect and she never tried to sugar coat anything. I would recommend Kim to anyone even considering Bankruptcy and let her give her professional opinion regarding your options.
Very helpful and friendly staff, was a painless process all the way through. Thank you, Kimberly, Amber and Valerie!
Kimberly Kramer is excellent. I was so stressed when I went to see her I’m so glad she was able to help me. I would definitely tell people about her and I strongly recommend getting Kimberly to do your bankruptcy.
I highly recommend Kimberly. She didn’t make me feel embarrassed or ashamed for going through rough times. She truly wants to help people.
100% recommend this place! They were very professional. Very compassionate. They got back with me very fast with every question and concerns I had. The whole process from start to finish was a big burden lifted. We even left the office with a couple hundred extra dollars that wasn’t expected, and very appreciated! Thanks again from the both of us!!
The staff are friendly and very fast to respond to any questions, concerns or issues we had a long the way. They made filing bankruptcy fast and with as little stress as possible.
Kimberly and her team really made this whole process as simplified as possible. The level of knowledge and compassion shown really eases your mental load and makes you feel heard and seen during a difficult time. I could not recommend them more!
She did amazing with my bankruptcy and helped me in a lot of ways. She’s also reasonable price and she’s good at working with you.
Kimberly Kramer and her staff are above and beyond fantastic! They were all amazing, knowledgeable and professional. Kimberly made the process so smooth and stress free. She is so understandable, compassionate and very attentive to her clients needs. I highly recommend her 100%.
When I read the reviews about Kimberly Kramer Attorney here on Google, I knew SHE was who I needed to call. And she did not disappoint! I have officially joined the ranks of those who feared for their future when they walked in her office, BUT then were met with a confident, compassionate and capable human being who took all that fear away. I can't thank you enough for walking this mile with me. I have hope for my future again!!!
Excellent preparation, advice, and focused action plan. Strong recommendations for Kimberly and her office staff!
Kimberly Kramer and her staff were amazing! Was a difficult time for me and they helped me through the process and made me feel comfortable and unashamed. Her personality is awesome and down to earth, made me feel welcomed and confident in a situation where I previously did not. Extremely grateful for Kimberly Kramer and her people! Highly recommend!
Thank you Kimberly for helping me to know where I stand with filing for bankruptcy. You were honest and to the point and I appreciate that. I will highly recommend you in the future to anyone who needs a great attorney. Thank you ❤️
Kimberly was competent, kind & efficient throughout my entire, long process. Thank you.
I highly recommend Kimberly Kramer ,Her and her staff were all very friendly and professional, they made what I thought was going to be a stressful and difficult situation, very easy and comfortable every step of the way ,especially in court. Thank you Kimberly and staff.
Ms. Kramer was very nice and explained the procedure very efficiently. She really put me at ease to where I didn't have to worry or stress about anything. She took care of everything and answered any questions I had with certainty. She also followed up after every meeting to make sure I was satisfied and understood everything. I'd recommend her to anybody thinking about bankruptcy.
Hands down a great experience. In a stressful situation, Kimberly makes you feel very comfortable. She's understanding, compassionate and extremely knowledgeable. The entire process was made very easy because of who she is as a person and her level expertise. If you find yourself needing a lawyer, there is no one better.
Kim and her office staff are very organized and helpful. She really did provide five-star service and I would definitely use her again. I recommend her to anyone who is in need of a bankruptcy lawyer.
Kimberly Kramer was great, efficient and knowledgeable in our case. She is also willing to find another attorney to meet whatever your needs are. Couldn't ask for anyone better. Neil and Catherine DeCaen
Kimberly is a breath of fresh air! I was so scared to even think of bankruptcy, but she took the time to explain the whole legal process and even helped me to create a budget to live by. I can't thank her (or her staff) enough for helping me through the roughest time in my life. I felt the weight lifted off my shoulders immediately! Would highly recommend Kimberly Kramer and her legal team!
Our clients depend on us and we are dedicated to every case. See how we have helped these clients.
Client References
