Kimberly Kramer, the Compassionate Attorney


Every bankruptcy is different. Let us customize a solution for you.

We Handle All Types of Bankruptcies – 19 Years Experience

Repossession or Foreclosure

Repossession or Foreclosure

We can stop foreclosure on your house or repossession of your vehicle.

Creditor Harrassment

Creditor Harrassment

Tired of annoying debt collectors calling? We can stop those pesky phone calls that you dread to hear.

Wage Garnishment

Wage Garnishment

Frustrated with burdensome wage garnishments? We will get you the solution to stop wage garnishments.

Unemployment Penalties

Unemployment Penalties

We have solutions to unemployment penalties & restore your financial stability.

Drowning in debt? Unsure of how to get out?

Our experienced team, led by legal bankruptcy expert Kimberly Kramer, will guide you through the bankruptcy process and help you get back on stable financial ground.

Don’t struggle alone! Let Kimberly Kramer help you get out of debt and regain your financial freedom. Our firm has almost 20 years of experience in counseling struggling clients through financial turmoil, and can help you too. Many people do not realize the numerous options available to escape debt, like Chapter 7 or Chapter 13 bankruptcy petitions.

Contact our firm today and set up a free office consultation to explore these options and decide which is right for you. With our legal expertise, you CAN overcome debt and enjoy life again!

Contact Us! (989) 282-3500

Location Next to Court House

Convenient Location

We are right next to the courthouse where your case will be heard & filed. Call Kimberly Kramer for a fast filing! If you are in one of the below counties the Bay City Bankruptcy Courthouse is where your case will be heard.

Bay City Bankruptcy Courthouse Serving Counties:
Alcona, Alpena, Arenac, Bay, Cheboygan, Clare, Crawford, Gladwin, Gratiot, Huron, Iosco, Isabella, Midland, Montmorency, Ogemaw, Oscoda, Otsego, Presque Isle, Roscommon, Saginaw, and Tuscola.


What the People are Saying

Our clients depend on us and we are dedicated to every case. See how we have helped these clients.

Client References
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