Kimberly Kramer, the Bay City Compassionate Attorney

Accepting New Clients. We Can Handle Your Case at Our Office or by Telephone Conferencing.

FREE PHONE CONSULTATIONS (989) 282-3500

OR TEXT (989) 341-2506

Send – Easy Quick Note– Here

    We Handle All Types of Bankruptcies – 26 Years Experience

    Repossession or Foreclosure

    Repossession or Foreclosure

    We can stop foreclosure on your house or repossession of your vehicle.

    Creditor Harrassment

    Creditor Harrassment

    Tired of annoying debt collectors calling? We can stop those pesky phone calls that you dread to hear.

    Wage Garnishment

    Wage Garnishment

    Frustrated with burdensome wage garnishments? We will get you the solution to stop wage garnishments.

    Unemployment Penalties

    Unemployment Penalties

    We have solutions to unemployment penalties & restore your financial stability.

    Ask About Our Frontline Hero Discounts

    Nurses, EMT, Teachers, Police

    Nurse

    Drowning in debt? Unsure of how to get out?

    Our experienced team, led by legal bankruptcy expert Kimberly Kramer, will guide you through the bankruptcy process and help you get back on stable financial ground.

    Don’t struggle alone! Let Kimberly Kramer help you get out of debt and regain your financial freedom. Our firm has 20 years of experience in counseling struggling clients through financial turmoil, and can help you too. Many people do not realize the numerous options available to escape debt, like Chapter 7 or Chapter 13 bankruptcy petitions.

    Contact our firm today and set up a free office consultation to explore these options and decide which is right for you. With our legal expertise, you CAN overcome debt and enjoy life again!

    Contact Us! (989) 282-3500

    Convenient Location

    We are right next to the courthouse where your case will be heard & filed. Call Kimberly Kramer for a fast filing! If you are in one of the below counties the Bay City Bankruptcy Courthouse is where your case will be heard.

    Bay City Bankruptcy Courthouse Serving Counties:
    Alcona, Alpena, Arenac, Bay, Cheboygan, Clare, Crawford, Gladwin, Gratiot, Huron, Iosco, Isabella, Midland, Montmorency, Ogemaw, Oscoda, Otsego, Presque Isle, Roscommon, Saginaw, and Tuscola.

    GET DIRECTIONS

    What the People are Saying

    Over 300 Five Star Reviews

    5 Stars
    Joseph mcginnisJoseph mcginnis
    04:57 15 Apr 25
    Kimberly Kramer and her office made the process very smooth. They were very professional and was very easy to talk to. they also answered all my questions in a timely manner.
    Tammie HeffnerTammie Heffner
    18:02 08 Apr 25
    Thank you so much we learn something new even today that was so helpful and really appreciated all you have done to help us during this time in our life!!!!!
    Samantha RogersSamantha Rogers
    18:30 03 Apr 25
    10/10 recommend! She made the bankruptcy process easy and stress-free!
    Caleb TangemanCaleb Tangeman
    16:34 19 Mar 25
    Process was painless and a huge weight off my chest!
    cassandra johnsoncassandra johnson
    10:23 18 Mar 25
    I had the pleasure of having Kimberly Kramer as my attorney. She is a skilled professional and made this experience as easy as possible. Highly recommend!!
    Rodney WestRodney West
    16:39 06 Mar 25
    Jasmyne JordanJasmyne Jordan
    23:41 20 Feb 25
    Kimberly Kramer and her staff are beyond amazing, work fast, they get the job done. Leaves no question unanswered, no issue unresolved. I have been so stressed out with my financial situation and they have explained everything to me from start to finish, quick responses via phone and email. Thank you all sooooooo much I’m forever grateful!
    Jeff PieckaJeff Piecka
    21:30 20 Feb 25
    Kim Kramer is a fantastic attorney! She was ALWAYS honest and upfront regarding what to expect and she never tried to sugar coat anything. I would recommend Kim to anyone even considering Bankruptcy and let her give her professional opinion regarding your options.
    Andy BernelisAndy Bernelis
    21:33 22 Jan 25
    Very helpful and friendly staff, was a painless process all the way through. Thank you, Kimberly, Amber and Valerie!
    Kristine SmithKristine Smith
    23:24 19 Dec 24
    Kimberly Kramer is excellent. I was so stressed when I went to see her I’m so glad she was able to help me. I would definitely tell people about her and I strongly recommend getting Kimberly to do your bankruptcy.
    Lindsey HanchettLindsey Hanchett
    17:49 16 Dec 24
    I highly recommend Kimberly. She didn’t make me feel embarrassed or ashamed for going through rough times. She truly wants to help people.
    Gregory HanchettGregory Hanchett
    16:37 16 Dec 24
    100% recommend this place! They were very professional. Very compassionate. They got back with me very fast with every question and concerns I had. The whole process from start to finish was a big burden lifted. We even left the office with a couple hundred extra dollars that wasn’t expected, and very appreciated! Thanks again from the both of us!!
    Bev PearsonBev Pearson
    15:49 16 Dec 24
    The staff are friendly and very fast to respond to any questions, concerns or issues we had a long the way. They made filing bankruptcy fast and with as little stress as possible.
    Ashley NewellAshley Newell
    17:35 12 Dec 24
    Kimberly and her team really made this whole process as simplified as possible. The level of knowledge and compassion shown really eases your mental load and makes you feel heard and seen during a difficult time. I could not recommend them more!
    fate83fate83
    20:00 10 Dec 24
    She did amazing with my bankruptcy and helped me in a lot of ways. She’s also reasonable price and she’s good at working with you.
    Maria BiggsMaria Biggs
    01:40 22 Nov 24
    Kimberly Kramer and her staff are above and beyond fantastic! They were all amazing, knowledgeable and professional. Kimberly made the process so smooth and stress free. She is so understandable, compassionate and very attentive to her clients needs. I highly recommend her 100%.
    Wendy MichelleWendy Michelle
    20:52 12 Nov 24
    When I read the reviews about Kimberly Kramer Attorney here on Google, I knew SHE was who I needed to call. And she did not disappoint! I have officially joined the ranks of those who feared for their future when they walked in her office, BUT then were met with a confident, compassionate and capable human being who took all that fear away. I can't thank you enough for walking this mile with me. I have hope for my future again!!!
    Jolene PieckaJolene Piecka
    22:06 04 Nov 24
    Excellent preparation, advice, and focused action plan. Strong recommendations for Kimberly and her office staff!
    Jenna VanWormerJenna VanWormer
    15:18 19 Oct 24
    Kimberly Kramer and her staff were amazing! Was a difficult time for me and they helped me through the process and made me feel comfortable and unashamed. Her personality is awesome and down to earth, made me feel welcomed and confident in a situation where I previously did not. Extremely grateful for Kimberly Kramer and her people! Highly recommend!
    Diana LooneyDiana Looney
    19:48 26 Sep 24
    Thank you Kimberly for helping me to know where I stand with filing for bankruptcy. You were honest and to the point and I appreciate that. I will highly recommend you in the future to anyone who needs a great attorney. Thank you ❤️
    Karen BaughmanKaren Baughman
    22:55 24 Sep 24
    Kimberly was competent, kind & efficient throughout my entire, long process. Thank you.
    Joe SmithJoe Smith
    11:32 24 Sep 24
    I highly recommend Kimberly Kramer ,Her and her staff were all very friendly and professional, they made what I thought was going to be a stressful and difficult situation, very easy and comfortable every step of the way ,especially in court. Thank you Kimberly and staff.
    Karen BaughmanKaren Baughman
    00:58 24 Sep 24
    Marla BatesMarla Bates
    01:56 11 Sep 24
    Ms. Kramer was very nice and explained the procedure very efficiently. She really put me at ease to where I didn't have to worry or stress about anything. She took care of everything and answered any questions I had with certainty. She also followed up after every meeting to make sure I was satisfied and understood everything. I'd recommend her to anybody thinking about bankruptcy.
    Andrea DubyAndrea Duby
    15:18 10 Sep 24
    Hands down a great experience. In a stressful situation, Kimberly makes you feel very comfortable. She's understanding, compassionate and extremely knowledgeable. The entire process was made very easy because of who she is as a person and her level expertise. If you find yourself needing a lawyer, there is no one better.
    KARRIEKARRIE
    21:11 05 Sep 24
    Kim and her office staff are very organized and helpful. She really did provide five-star service and I would definitely use her again. I recommend her to anyone who is in need of a bankruptcy lawyer.
    Neil DeCaenNeil DeCaen
    15:22 30 Aug 24
    Kimberly Kramer was great, efficient and knowledgeable in our case. She is also willing to find another attorney to meet whatever your needs are. Couldn't ask for anyone better. Neil and Catherine DeCaen
    Sara GriffithSara Griffith
    15:56 19 Aug 24
    Therese BrownTherese Brown
    19:37 08 Aug 24
    Kimberly is a breath of fresh air! I was so scared to even think of bankruptcy, but she took the time to explain the whole legal process and even helped me to create a budget to live by. I can't thank her (or her staff) enough for helping me through the roughest time in my life. I felt the weight lifted off my shoulders immediately! Would highly recommend Kimberly Kramer and her legal team!
    michael McKinnonmichael McKinnon
    14:57 06 Aug 24
    Kimberly and her staff were great available to ask questions and easy to understand response aesy to work with and they care about there clients A+ for sure thank you
    js_loader

    Our clients depend on us and we are dedicated to every case. See how we have helped these clients.

    Client References
    Bar Associations Logos