“I will guide you through the bankruptcy process and help you to get back on stable financial ground.”
– Kimberly A. Kramer
Kimberly A. Kramer is the owner of Kimberly Kramer, P.L.C., a law firm specializing in bankruptcy representation for consumers and small businesses. Ms. Kramer has successfully represented over 5000 consumers and small businesses in Bankruptcy Cases since 1998.
After graduating from Michigan State University with a Bachelor’s of Science in Social Sciences, Ms. Kramer graduated from Valparaiso University School of Law in the top fifth of her class. She participated in an externship with the United States Bankruptcy Court for the Northern District of Indiana. She also interned at Dow Corning in their finance law section during their chapter 11 days.
Ms. Kramer was a founding member of Jacobs & Kramer, P.L.L.C. where she practiced for four years before opening her own practice in 2006. She practiced primarily in consumer bankruptcy but also represented people in misdemeanor criminal charges, divorce work, collections, small estate planning and a few personal injuries. She became a partner after two years. The firm, Jacobs & Kramer, split in 2006. She remains at the Bay City office.
Ms. Kramer is an active attorney on the pro bono roster for Legal Services of Eastern Michigan where she has committed to representing at least twelve debtors per year on a pro bono basis, and has assisted in training staff attorneys to practice bankruptcy law.
Ms. Kramer attends professional education seminars at least semi-monthly. She also participates in speaking events with her associations and frequently contributes scholarly writings to them.
Education
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- Michigan State University – B.S., Social Sciences (1994)
- Valparaiso University School of Law
– Highest honors in Banking & Finance Law, Contracts Law and Law & Economics
Bar Admissions
- District and Circuit Courts for the State of Michigan
- United States Federal Court, Eastern Districts of Michigan
- United States Federal Court, Western Districts of Michigan
Professional Associations
- Federal Bar Association
- State Bar of Michigan
- Bay County Bar Association
- American Bankruptcy Institute
- National Association of Consumer Bankruptcy Attorneys
- Consumer Bankruptcy Association
- National Association of Bankruptcy Trustees
Presentations and Affiliations
- Davenport University Teaching Business Law I and II, Adjunct Faculty Member
- American Bankruptcy Institute, Spoken at numerous seminars and published articles
- ICLE, Spoken at numerous events and published articles
Convenient Location
We are right next to the courthouse where your case will be heard & filed. Call Kimberly Kramer for a fast filing! If you are in one of the below counties the Bay City Bankruptcy Courthouse is where your case will be heard.
Bay City Bankruptcy Courthouse Serving Counties:
Alcona, Alpena, Arenac, Bay, Cheboygan, Clare, Crawford, Gladwin, Gratiot, Huron, Iosco, Isabella, Midland, Montmorency, Ogemaw, Oscoda, Otsego, Presque Isle, Roscommon, Saginaw, and Tuscola.
Please call us today to schedule your free office consultation!
What the People are Saying
Kimberly Kramer is the absolute best! As young entrepreneurs fighting to make ends meet during the pandemic/inflation period, she not only listened to our story, but also showed that she cares and was supremely confident that we were going to be more than ok. She gave us tools and honest words to assist our needs. Thank you so much for all you have done!
Ms Kramer has been an amazing Ch 13 bankruptcy attorney for me. Her office replies to my question concerns in a more than timely manner!!! I am beyond pleased with the services provided!! I encourage all to keep in mind she is an attorney specializing in Bankruptcy. I personally would not want the responsibility…as it is a lot of review paperwork time and effort!! Be well all!!!!
Ms Kramer is a wonderful attorney- friendly, very professional, knowledgeable and detail oriented. She lays everything on the table in a manner understandable to the layperson. She clearly has her clients' best interests at heart and communicates on a regular and timely fashion. Her office staff are also very friendly, professional, and kind. I highly recommend Ms Kramer's practice.
My decision on going to see Kimberly was the best one I could have made. I felt so embarrassed and nervous to have to make such a decision, but after meeting with Kimberly I felt entirely better. Kimberly was very quick and thorough with the work that she does. Not to mention she has an amazing and hilarious personality that makes you feel at ease. I would highly recommend you going to see Kimberly.
Over ten years ago, Kimberly was our bankruptcy attorney. I have nothing but rave reviews about her. She's confident, extremely knowledgeable, and compassionate. She held our hand during the entire process and lead us to a successful end result. Last year I requested past information about our bankruptcy and she spent the time fully explaining what I may or may not need and just today she gave me guidance on an inquiry I had. Kimberly is there for you before, during and after your case. Kimberly is the epitome of how an attorney should represent themselves and their client. I have no doubt you'll feel the same. Kimberly is the only attorney I would want next to me during that process. I'd rate her 10+!!!
Kim Kramer is the best!! She responded quickly to my concerns and gave me confidence during the whole legal procedure. She let me know everything was going to work out. I am so thankful that Kim took me as a client. She is the best in the business
I was nervous at first because I didn't know what to anticipate. After I received my first phone call from Kimberley, I knew right away she was the best! She isn't "stuffy", she's down to earth, she addressed my concerns and put my mind at ease. I would give Kimberly more than five stars if I could!!
Kimberly is the most helpful attorney I contacted for my bankruptcy. She made sure I knew what was going on at ALL times and calmed me down from thinking I would never own anything or have another credit card ever again. She made sure I was okay at every step and even contacted me right after my hearing to discuss what went on, which I wasn’t expecting and was very appreciative of. I was able to be myself with her and she matched my personality, making me even more comfortable. Never made me wait, and also made me feel like I was her only client. She is a great lawyer. She is also a great person, and I didn’t expect to be walking away from this actually LIKING my attorney. This is a five star worthy experience. I’ve never posted a review for anything before but this deserves to be written down. Go with Kimberly if you are looking for a bankruptcy attorney. You won’t be disappointed. Also, very first responder friendly so all my brothers and sisters in EMS/fire/police; if you get in a financial jam and have to file, choose Kimberly!!
If I could give a thousand stars I would 🌟!!Attorney Kimberly Kramer and her wonderful staff were beyond kind.. knowledgeable and very helpful. In a very stressful situation I felt very at ease and confident . Any questions I had were answered in a prompt and friendly way.I highly recommend!🌟🌟🌟🌟🌟
Kimberly Kramer is the absolute best! She came recommended to me by both lawyers and judges. She was knowledgeable, patient and understanding. Following my car accident I was at a loss what to do- Kimberly reviewed all my options and gave me the information I needed to make a decision. I would be lost without her. THANK YOU - you are awesome!
Fantastic attorney. Her and her assistants have helped me through every step of the process. Both friendly and professional, and very thorough. She lifted a huge weight off my shoulders.
Kimberly Kramer is a wonderful lawyer and even more fantastic of a human being. If you need someone who can and will understand your situation individually - I 100% recommend her. A valued colleague and most importantly a friend.
I would 110% recommended Kimberly and her staff, they are amazing! When you are going through something that is difficult and you have a lot of questions, she definitely goes above and beyond to help you and answers all your questions. Very kind and attentive and extremely helpful. Don’t look for anyone else, I appreciate all of your help!
The best lawyer ever! She listens very well. She's very intelligent, giving guidance and making sure everything is done correctly and to the t. She really shows that she cares and wants to help. Highly recommend 10 out of 10!
Phenomenal. Professional, efficient, extremely knowledgeable, and wonderful communication. Worth every penny. Highly recommend Ms. Kramer and her colleagues.
My first appointment with Kimberly I knew she was the right bankruptcy lawyer for me. She treated me with a compassion and respectful meeting. Kimberly walked me thru the bankruptcy process and explained everything that would take place. Her staff was pleasant and helpful too. I would hire her and her staff in a heartbeat.
Kim did a amazing job , quick and now my life can move forward. Thanks so much
Greatly appreciated Kim Kramer services. She is friendly and perfessional. She took care my bankruptcy quickly and efficiently. I definitely keep in contact with her for other attorney needs as well. A big thank u to Kim and her great staff.
The process with Kimberly was extremely easy. She was easy to work with and took off situations into consideration to make the whole process as smooth as possible. Thank you
I would highly recommend Kimberly Kramer.She is very knowledgeable and efficient. Kimberly all around did a great job for me.
Kimberly and her staff get a A+ in my opinion, they make the process of bankruptcy as painless as possible. If you are thinking about having to do it, give her a call, she'll help you decide the right direction to take and it is bankruptcy she will streamline everything and get you on the right path to building your credit back
Kimberly is a fantastic Attorney, she really cares about her clients and she has helped me through a very tough time, her work ethic is PHENOMENAL she is always a phone call or email away. I would recommend her to anyone.
I would like to highly recommend Kimberly Kramer to represent you in your legal issues. As a business owner myself you look for qualities in a business and person that you represent yourself. You want polite, easy to talk to, efficient and professional as she is in all these qualities and more! From start to finish she explained everything in detail and made it easy to understand and proficient. Please call for a consultation you will glad you did!
She is a excellent attorney! Was so help full. Would recommend for any one looking for and attorney. Took time and explained everything Had a great experience with her help!
