Bankruptcy Law

Bankruptcy Law

Legally Get Out of Debt

If you have fallen behind on your mortgage or have been crushed with credit card debt, Kimberly Kramer, Attorney at Law PLC can immediately assist you in matters of bankruptcy law.

For over 20 years, our firm has been working closely with clients to help them file for debt relief and bankruptcy. If you feel you can’t take the pressure of one more day, immediate relief from creditor harassment is in sight. In the event you file a Chapter 7 or Chapter 13 petition, the court will issue an “Automatic Stay” order.

This will prohibit any further action by your creditors to collect their debts from you. The calls and bills will stop. You won’t have to worry about repossession of your car or foreclosure on your home and you will have the chance to get your finances back in order.

bankruptcy law

Our Bankruptcy Law Services Include:

  • Chapter 13
  • Chapter 7
  • Payment plans
  • Debt relief agency
  • Bankruptcy Representation
  • Legal representation
  • Stop foreclosures
  • Stop wage garnishments
  • Stop auto repossessions
  • Stop creditor calls

Please call us today to schedule your free office consultation!

Contact Kimberly Kramer

What the People are Saying

shani rasorshani rasor
15:08 09 Jul 24
Kimberley has been an absolute godsend. I was in desperate need, and other law offices I contacted were fairly rigid in their pricing. Kimberley’s office was the only one who offered a realistic payment plan. She and her staff were always available to answer any of my questions, they made the steps to filing incredibly easy, and I felt supported through the entire process. If anyone is in need of a bankruptcy attorney, I wouldn’t send them anywhere else but here.
Aline FosterAline Foster
14:59 09 Jul 24
Very happy with the services I got from Kimberly, very professional and she made the process very easy. Great personality too. Would recommend her to anyone.
karen fryskekaren fryske
18:23 25 Jun 24
Kimberly is a wonderful person to have in my life. She's a great listener and very knowledgeable. She treats you like you matter and to her you do. I really enjoyed having her for my lawyer and I now think of her as a friend. I would recommend her to everyone who needs.She's great!
Jennifer FaeJennifer Fae
01:36 14 Jun 24
Mrs. Kramer was so nice and helpful. She went over all my information and explained all my options. I am very pleased and definitely recommend!!
Richard EddyRichard Eddy
01:08 12 Jun 24
Kimberly was helpful, very direct with the judge. Definitely excellent at her job. Very efficient,
Nicole BoughnerNicole Boughner
18:22 11 Jun 24
Kimberly and office staff were amazing in helping us navigate through all of the bankruptcy. Everyone was friendly and down to earth. Fast responses to any questions I had. Would highly recommend.
J OrdiwayJ Ordiway
17:22 11 Jun 24
Chantal FormanChantal Forman
23:20 05 Jun 24
I should have contacted this woman a couple years ago! I was so afraid to go through with this and thought it would be a horrible mess. With Kimberly's help, this process was so so smooth and stress free. She's also amazingly helpful and doesn't make you feel ashamed of yourself, along with her staff. She makes you feel comfortable, and I loved her personality, it felt like I had known her my whole life! I have NEVER, in years, feel as relieved as I do now. I definitely recommend her, you will NOT REGRET it! So, thank you Kimberly Kramer, for helping me be able to start over with a fresh start as a single parent and get all of this weight off my shoulders. I feel like a brand new me.
Erica AlexanderErica Alexander
17:57 04 Jun 24
tacara goodwinetacara goodwine
17:36 04 Jun 24
Kimberly Kramer and her staff were very nice and helpful to me during my case. I appreciate her so much and she helped me and guided me in every aspect that needed to be fulfilled. I really enjoyed the service and she’s very outspoken, funny, and truthful. I truly recommend her to help you if you need it 😊
Scott WeidmanScott Weidman
19:56 30 May 24
She is a very good attorney! She is willing to answer questions any time and makes you feel comfortable. She is friendly and none judgmental while helping us tremendously!
Keith BoyneKeith Boyne
13:13 29 May 24
Kimberly Kramer's office is easy to work with! They treat you like person, not just another client. They respond quickly, know the laws and do a GREAT job. I would highly recommend this office.
Terry WhyteTerry Whyte
18:58 24 May 24
Loretta BradeLoretta Brade
12:33 23 May 24
If you are looking for an attorney who will be there for you day or night, I highly recommend Kimberly Kramer. When I had questions, no matter the time of day, she reached out with answers and made me feel at ease about the whole process. She makes it very comfortable to talk about your situation and she worked thru the bind I was in and made my future look promising. I would recommend Kimberly Kramer to anyone who is struggling financially, she is there for you.
Bob KohnBob Kohn
11:27 23 May 24
Highly recommend! I thought it was going to be a stressful experience but they made everything go smoothly. Everyone in the office is so kind and helpful! Thank you so much!!!
Jeremy HubbleJeremy Hubble
15:48 02 May 24
If anyone is looking for the best bankruptcy attorney Kim is awesome she definitely knows the business and is very upfront and honest about every aspect of the process!!! Thanks again for all your help Kim ..
Josh SchlederJosh Schleder
12:02 02 May 24
Kim is amazing, she is straight forward about everything. Kim makes sure your well educated on everything that is going on, definitely recommend kim to anyone needing great bankruptcy lawyer.
Josie JessupJosie Jessup
17:44 01 May 24
sheila breitersheila breiter
14:01 24 Apr 24
Heidi TaylorHeidi Taylor
15:49 23 Apr 24
Kim's office is wonderful to work with! They listen, care and treat you like person, not just another client. They respond quickly, know the laws and do a GREAT job. I would highly recommend this office.
James MillerJames Miller
16:40 10 Apr 24
Was great to work with!
Loving MemoriesLoving Memories
12:31 10 Apr 24
Katheryne SpencerKatheryne Spencer
20:20 09 Apr 24
An amazing place. Kimberly is so casual with the way she speaks it calms whatever anxiety you have about the situation. She knows what she's doing, and any confusion she could clarify. The whole process went smoothly for me, I highly recommend her
Katy velasquezKaty velasquez
20:18 09 Apr 24
Kimberly was awesome, helped me understand everything so well & the process was so easy! definitely will recommend her to other people!
eric nilssoneric nilsson
21:25 20 Mar 24
Kimberly Kramer and her staff are very helpful friendly and quick to respond with any help needed during this process. I highly recommend this office.
Chaunta FordChaunta Ford
20:13 20 Mar 24
​­Attorney Kimberly Kramer is awesome. I was so nervous about doing this. She gave me confidence that I could really get a fresh start. I would recommend her to anyone that was going through what I've been through. She is very efficient. She answered all my questions some even before I asked her, her personality is outstanding and she gets the results! Thank you so much Kimberly Kramer and your office staff. They were awesome as well.Chaunta
Michael MoeMichael Moe
18:04 20 Mar 24
Kimberly made the Bankruptcy process easy on our side. She was professional, thorough and easy to work with. Kimberly explained the process and always outlined next steps. She took a lot of stress out of filing Bankruptcy.
Kristie MoeKristie Moe
18:00 20 Mar 24
Kimberly has been such a blessing to work with. She is compassionate and knowledgeable, works hard for her clients, as well as being patient and thorough. I cannot recommend her highly enough. She took a great deal of stress off my shoulders.
Allie VigneauxAllie Vigneaux
17:40 20 Mar 24
Kimberly Kramer made me feel extremely comfortable in an uncomfortable situation. Made the whole experience go easy. No judgement at all. Would definitely recommend
Sammi BurrSammi Burr
17:19 19 Mar 24
Kim and her office were great to work with. Always there to answer my millions of questions and very easy to work with. 10/10 recommend her to anyone who needs her!! Thank you again for everything!
Michael CichockiMichael Cichocki
17:00 19 Mar 24
Alicia MullettAlicia Mullett
16:47 19 Mar 24
Kimberly is Amazing. Kimberly makes the process as easy and simple as possible. She is kind and caring making the time to hear all issues without making you feel like an utter failureThank you Kimberly for the second chance
Mary KastlMary Kastl
15:08 13 Mar 24
Lisa HodgkinsonLisa Hodgkinson
15:19 07 Mar 24
Very understanding person and willing to take the time to explain things.
Tina JohnsonTina Johnson
14:51 07 Mar 24
Kimberly and her staff were very understanding and sincere about the things I was going through. I would highly recommend you pick up the phone and make a call. Great success.
Julie RenzJulie Renz
02:46 07 Mar 24
Miss Kramer made my bankruptcy worry free! She was attentive, informative and very accessible. These are the qualities I was looking for in an attorney. I highly recommend her practice.
Margie SmithMargie Smith
21:20 06 Mar 24
Kimberly was a great lady to work with. She answered our questions with the utmost knowledge. Kim made this case easier to understand.Her staff was very helpful and courteous. Thank you so much ! 5⭐️
Tonya SmithTonya Smith
18:53 06 Mar 24
Received good service from Kimberly would recommend her to anyone. Answers all of the questions you have. Very kind and professional.
alyssa voelkeralyssa voelker
17:50 06 Mar 24
Great experience with kimberly and her office staff. Answered all questions in a timely manner. Would recommend her for her services.
Brandy ShafferBrandy Shaffer
15:48 06 Mar 24
The best bankruptcy lawyer!
Jason BeattyJason Beatty
15:56 08 Feb 24
Very attentive to client needs and timelines! Extremely personable! She seems to actually care, which seems to be hard to find these days! Worth every penny!
Cate AnuszkiewiczCate Anuszkiewicz
21:06 07 Feb 24
Kimberly Kramer is an amazing attorney, she cares about her clients and will make sure, she can do what she can for you. Are experience with her and her team was stress free and easy to work with. If you find yourself filing for bankruptcy for any reason. Call Kimberly Kramer again, she is amazing. We recommend her 100%.
Micaela RazoMicaela Razo
21:06 07 Feb 24
chandra howellchandra howell
21:00 07 Feb 24
Attorney Kramer is very compassionate and understanding when it comes to filing for bankruptcy. I've filed with her before and she never made me fill convicted or guilty for having to file again. I am very comfortable with her.
Jackie HurmenceJackie Hurmence
18:28 10 Jan 24
Kimberly was both patient and kind when I was unable to dial in to zoom . She was very knowledgeable and personable to meThank you
Stephanie MillerStephanie Miller
18:03 20 Dec 23
Working with Kimberly was so smooth. She made the whole bankruptcy process clear and a breeze. I would definitely recommend her.
Kelly BeckKelly Beck
02:51 20 Dec 23
Kimberly Kramer is an excellent attorney! She really knows how’s to make her clients feel at ease! Very professional! I highly recommend her!!!
David AlexanderDavid Alexander
17:36 19 Dec 23
Great work I would highly recommend her
joanne neljoanne nel
00:25 13 Dec 23
She made it very easy throughout the whole process. I would highly recommend her to anyone looking to do a bankruptcy
Letitia BoltLetitia Bolt
20:24 04 Dec 23
Kimberly assisted my 80 year old brother who had lost his job. She was very kind and supportive during this difficult time.
21:04 15 Nov 23
Once in while you meet a person that restores faith in humanity! Kimberly is everything that others have said compassionate, kind and relatable. She listened to our family's current situation and said we did not have to go into bankruptcy and instead gave me amazing advice. Such a blessing to have met her today, for the first time in a while I will sleep tonight knowing we will be ok because Kimberly is 10 minutes away from my home if we need her.
Justin MasonJustin Mason
18:43 25 Oct 23
When we needed help, Attorney Kimberly Kramer helped us out. She was calm and caring with my wife who is high anxiety and made her feel reassured. She was knowledgeable in how to handle every situation we could throw at her and she advised us of what we should do. We had a great experience. Thank you for your help!
Wendy SagemanWendy Sageman
00:23 15 Sep 23
I could never put into words how kind, courteous and caring Kimberly and her staff are! I debated for month what to do after some illness and carelessness on my part! Kimberly guided me and provided me with compassion and professionalism! I personally could have not found a better attorney!
00:07 15 Sep 23
Top notch for you like you are the only client she has...always kind, honest and thorough...runs a tight office...everyone is on the same page and are more than willing to assist you and your was a great pleasure working with Kim and her team! I WISH HER ALL THE BEST! 5 stars 🌟 are not enough for her.
Cynthia McKennaCynthia McKenna
16:09 07 Sep 23
I tried my best to pay my creditors but with high interest rates I was just drowning in credit card debt. I always took pride in paying my credit cards on time. It started to become harder every month to pay the monthly bills as it was overwhelming. I dreaded having to deal with paying the cc every month. The stress was too much. Just paying the monthly premium just added to what I owed every month by not paying the Interest. If I payed both there wasn't any money left for me to live on. I felt embarrassed and ashamed that I was in this situation. How did this happen with excellent credit rating? Life happens! Situations arise where I had no choice but to use credit. I had one situation after another that I had to use my cc more than I wanted to. Like the old saying "I was caught between a rock and a hard place!" Thinking I could pay it back within a reasonable time didn't work out for me. I tried the avalanche approach paying more to the lower credit cards. Nothing was working for me but to call a bankruptcy lawyer. The anxiety and stress was out of control for me. I couldn't even sleep at night as this was overbearing. Then I found Kimberly Kramer. I was so nervous with the thought of bankruptcy. When I first met Kimberly she immediately sensed my stress overload and put me at ease. She is a very caring and compassionate person who listened to me and took time explaining the process. She went over my options and what was best for my situation. Just talking to her reassured me that her experience in bankruptcy and knowledge was the person to handle my situation. She was able to calm my storm every step of the way. If I had a question during this process she informed me to not hesitate to call her office. Her staff is very helpful, friendly and knowledgeable as well. Kimberly made herself available to me whenever I needed her. If you are searching for a bankruptcy lawyer Kimberly Kramer is the person to call. I'm so glad I called her. Please don't hesitate. If there was a higher rating than 5 ⭐ I'd give her a 10 ⭐ Thank you Kimberly Kramer for being a caring person.
timothy giestimothy gies
16:32 15 Aug 23
extremely helpful every step of the way. cool and kind and understanding and answered every question i had, sometimes multiple times. her support staff is great too and really helpful. i 100% recommend you hire her.
Madison EllisonMadison Ellison
00:49 03 Aug 23
I was very nervous about everything and I didn’t know where to go, I am SO glad that I found Kimberly! Kimberly exceeded all of my expectations. She was very friendly and explained things clearly. She took care of everything. I highly recommend using her!
pat murraypat murray
17:07 01 Aug 23
Professional, organized, and has an outstanding office staff. Very helpful! This lady and her staff sets the bar for other to emulate! I would have no problem recommending her to anyone that needs help with their affairs!
Brenda BallBrenda Ball
18:31 18 Jul 23
I have worked with several attorneys. Kimberly Kramer is the absolute best. She is confident and very knowledgeable. I received fast response to my inquiry and cannot believe how quickly she resolved my situation! Kimberly Kramer you Rock! Thank you!
Allyse BrakeAllyse Brake
00:47 14 Jul 23
I hired Kimberly for my bankruptcy a couple month ago. She was absolutely amazing! Had my final court date yesterday, I was comfortable knowing she was there with me. She comes highly recommend!
Lisa TothLisa Toth
19:50 12 Jul 23
I met with Kimberly and she was very informative, patient and I didn’t feel rushed when asking questions or making decisions. She comes very highly recommended and I agree, she is the person to see for your needs.I did not end up using any of her services but definitely would if needed in the future.
Jamie WeissJamie Weiss
16:32 14 Jun 23
I was so nervous going into this bankruptcy and Kimberly was great about putting my mind at ease and making the process painless. From the day I filed with her the financial stress in my life has dwindled day by day. She is amazing and made it seem so easy! I highly recommend her if you’re thinking about filing bankruptcy!
Kathryn DurianKathryn Durian
15:48 06 Jun 23
This lawyer is the absolute best. She is super amazing with her clients. I have a very hard time and she made me feel so at ease. I wouldn’t go anywhere else. She gets it done. Thank you Kimberly Kramer for helping me in my time of need, you were a blessing!
Lyndsi WeiersLyndsi Weiers
21:37 11 Apr 23
Kimberly is extremely nice, helpful and understanding! She really takes pride in her work and cares for her clients and their well-being during a difficult time!
Virginia LakeVirginia Lake
21:34 07 Apr 23
Kimberly and her staff are just so helpful! I especially appreciate how she was able to take something like a bankruptcy and make it 100% less stressful without losing her professionalism. I would recommend Ms. Kramer’s office to anyone who asks with complete confidence.
kim huntleykim huntley
08:44 24 Mar 23
Kimberly Kramer is the awesome. I was nervous and embarrassed about my situation she made me feel at ease the minute I walked into her office. Very professional. I would highly recommend reccomend her. She's the best. Thank you Kim
Devin ThomasDevin Thomas
02:35 15 Feb 23
Kimberly Kramer is the absolute best! As young entrepreneurs fighting to make ends meet during the pandemic/inflation period, she not only listened to our story, but also showed that she cares and was supremely confident that we were going to be more than ok. She gave us tools and honest words to assist our needs. Thank you so much for all you have done!
Tami WhitneyTami Whitney
18:26 14 Feb 23
Kimberly Kramer was awesome. Very helpful and efficient and very reasonable. She is a great person and attorney. I thank her from the bottom of my heart. I would refer her in a heartbeat.
nathan koutznathan koutz
16:48 14 Feb 23
Ms Kramer has been an amazing Ch 13 bankruptcy attorney for me. Her office replies to my question concerns in a more than timely manner!!! I am beyond pleased with the services provided!! I encourage all to keep in mind she is an attorney specializing in Bankruptcy. I personally would not want the responsibility…as it is a lot of review paperwork time and effort!! Be well all!!!!
Ms Kramer is a wonderful attorney- friendly, very professional, knowledgeable and detail oriented. She lays everything on the table in a manner understandable to the layperson. She clearly has her clients' best interests at heart and communicates on a regular and timely fashion. Her office staff are also very friendly, professional, and kind. I highly recommend Ms Kramer's practice.
Brittany JohnsonBrittany Johnson
17:40 14 Dec 22
My decision on going to see Kimberly was the best one I could have made. I felt so embarrassed and nervous to have to make such a decision, but after meeting with Kimberly I felt entirely better. Kimberly was very quick and thorough with the work that she does. Not to mention she has an amazing and hilarious personality that makes you feel at ease. I would highly recommend you going to see Kimberly.
Jill MJill M
22:20 13 Dec 22
Over ten years ago, Kimberly was our bankruptcy attorney. I have nothing but rave reviews about her. She's confident, extremely knowledgeable, and compassionate. She held our hand during the entire process and lead us to a successful end result. Last year I requested past information about our bankruptcy and she spent the time fully explaining what I may or may not need and just today she gave me guidance on an inquiry I had. Kimberly is there for you before, during and after your case. Kimberly is the epitome of how an attorney should represent themselves and their client. I have no doubt you'll feel the same. Kimberly is the only attorney I would want next to me during that process. I'd rate her 10+!!!
Roger AbdellaRoger Abdella
02:07 24 Nov 22
Kim Kramer is the best!! She responded quickly to my concerns and gave me confidence during the whole legal procedure. She let me know everything was going to work out. I am so thankful that Kim took me as a client. She is the best in the business
Brenda CaseyBrenda Casey
05:36 11 Nov 22
I was nervous at first because I didn't know what to anticipate. After I received my first phone call from Kimberley, I knew right away she was the best! She isn't "stuffy", she's down to earth, she addressed my concerns and put my mind at ease. I would give Kimberly more than five stars if I could!!
Shana GlazierShana Glazier
15:42 13 Sep 22
Kimberly is the most helpful attorney I contacted for my bankruptcy. She made sure I knew what was going on at ALL times and calmed me down from thinking I would never own anything or have another credit card ever again. She made sure I was okay at every step and even contacted me right after my hearing to discuss what went on, which I wasn’t expecting and was very appreciative of. I was able to be myself with her and she matched my personality, making me even more comfortable. Never made me wait, and also made me feel like I was her only client. She is a great lawyer. She is also a great person, and I didn’t expect to be walking away from this actually LIKING my attorney. This is a five star worthy experience. I’ve never posted a review for anything before but this deserves to be written down. Go with Kimberly if you are looking for a bankruptcy attorney. You won’t be disappointed. Also, very first responder friendly so all my brothers and sisters in EMS/fire/police; if you get in a financial jam and have to file, choose Kimberly!!
21:31 26 Aug 22
If I could give a thousand stars I would 🌟!!Attorney Kimberly Kramer and her wonderful staff were beyond kind.. knowledgeable and very helpful. In a very stressful situation I felt very at ease and confident . Any questions I had were answered in a prompt and friendly way.I highly recommend!🌟🌟🌟🌟🌟
Jalae UlickiJalae Ulicki
16:39 24 Aug 22
Kimberly Kramer is the absolute best! She came recommended to me by both lawyers and judges. She was knowledgeable, patient and understanding. Following my car accident I was at a loss what to do- Kimberly reviewed all my options and gave me the information I needed to make a decision. I would be lost without her. THANK YOU - you are awesome!
Cheri ShawCheri Shaw
00:12 12 Aug 22
Fantastic attorney. Her and her assistants have helped me through every step of the process. Both friendly and professional, and very thorough. She lifted a huge weight off my shoulders.
Jason GowerJason Gower
12:58 27 Jul 22
Kimberly Kramer is a wonderful lawyer and even more fantastic of a human being. If you need someone who can and will understand your situation individually - I 100% recommend her. A valued colleague and most importantly a friend.
Brennah BoyleBrennah Boyle
17:32 29 Jun 22
I would 110% recommended Kimberly and her staff, they are amazing! When you are going through something that is difficult and you have a lot of questions, she definitely goes above and beyond to help you and answers all your questions. Very kind and attentive and extremely helpful. Don’t look for anyone else, I appreciate all of your help!
Jase LeighJase Leigh
15:29 21 Jun 22
The best lawyer ever! She listens very well. She's very intelligent, giving guidance and making sure everything is done correctly and to the t. She really shows that she cares and wants to help. Highly recommend 10 out of 10!
Kathryn KochKathryn Koch
00:17 15 Jun 22
Phenomenal. Professional, efficient, extremely knowledgeable, and wonderful communication. Worth every penny. Highly recommend Ms. Kramer and her colleagues.
Kathleen NalettKathleen Nalett
19:35 07 Jun 22
My first appointment with Kimberly I knew she was the right bankruptcy lawyer for me. She treated me with a compassion and respectful meeting. Kimberly walked me thru the bankruptcy process and explained everything that would take place. Her staff was pleasant and helpful too. I would hire her and her staff in a heartbeat.
Aaron DeloozeAaron Delooze
16:11 07 Jun 22
Kim did a amazing job , quick and now my life can move forward. Thanks so much
Anthony GatesAnthony Gates
20:48 28 May 22
Greatly appreciated Kim Kramer services. She is friendly and perfessional. She took care my bankruptcy quickly and efficiently. I definitely keep in contact with her for other attorney needs as well. A big thank u to Kim and her great staff.
Scott LScott L
15:16 24 May 22
The process with Kimberly was extremely easy. She was easy to work with and took off situations into consideration to make the whole process as smooth as possible. Thank you
Tracy ConradTracy Conrad
01:15 20 May 22
I would highly recommend Kimberly Kramer.She is very knowledgeable and efficient. Kimberly all around did a great job for me.
Dennis WassenaarDennis Wassenaar
01:02 20 May 22
Kimberly and her staff get a A+ in my opinion, they make the process of bankruptcy as painless as possible. If you are thinking about having to do it, give her a call, she'll help you decide the right direction to take and it is bankruptcy she will streamline everything and get you on the right path to building your credit back
Erin HarmonErin Harmon
18:45 04 May 22
Kimberly is a fantastic Attorney, she really cares about her clients and she has helped me through a very tough time, her work ethic is PHENOMENAL she is always a phone call or email away. I would recommend her to anyone.
Carolyn JeskeCarolyn Jeske
21:28 22 Apr 22
I would like to highly recommend Kimberly Kramer to represent you in your legal issues. As a business owner myself you look for qualities in a business and person that you represent yourself. You want polite, easy to talk to, efficient and professional as she is in all these qualities and more! From start to finish she explained everything in detail and made it easy to understand and proficient. Please call for a consultation you will glad you did!
Diana SchwartzDiana Schwartz
14:16 24 Mar 22
She is a excellent attorney! Was so help full. Would recommend for any one looking for and attorney. Took time and explained everything Had a great experience with her help!
Bankruptcy Lawyer Association Logos